Your money, anywhere. Anytime.

Send, receive and pay in seconds, from one app that keeps every payment in view and every account protected.

Try sending money
People using PayWallet
2.4Mpeople use it
Moved every month
$1.2Bmoved every month
Store rating
4.9average rating
Good to see youJohn Alexander
JA
Balance$64,500.89•••• 4738
Recent

    This is the app. Send some money, then check Activity.

    Up and running in three minutes

    No paperwork, no branch visit, no waiting.

    1. Create your account

      Sign up with your email and confirm it's you with Face ID. It takes seconds.

    2. Add money

      Link your bank account or top up directly. Funds are there instantly.

    3. Send, receive and pay

      Pay friends, split bills, or pay in store by showing your code.

    Everything a wallet should do

    Built around how people actually use money: quickly, with friends, and on the phone they already carry.

    Transfers that land instantly

    Send money to any PayWallet user and it arrives before you put your phone down. Across the country or across the table, with no fee between friends.

    340 msthe time a transfer takes to arrive

    Pay by showing a code

    Every account has its own code. Show it at the till to pay, or share it to get paid. No card needed.

    John's code

    See where your money goes

    Spending is sorted into categories automatically, so a month is one glance, not a spreadsheet. These figures come from the app above, and change when you send money.

    Freeze your card in one tap

    Lost it, or just not sure? Freeze it instantly and unfreeze it when you find it. This switch is the same one inside the app.

    PayWallet•••• •••• •••• 4738
    Freeze cardCard payments are on

    Trusted by millions, checked by auditors

    PayWallet is regulated and independently audited, and runs on the same kind of infrastructure as major banks.

    PCI DSSISO 27001SOC 2FinCEN registered
    • Encrypted end to end256-bit AES on every payment and every field, stored or in transit.
    • Every payment checkedFraud detection runs on each transfer before it clears.
    • Only you can open itFace ID or fingerprint on every sign-in, and on every large payment.

    Questions people ask first

    Anything else? Write to help@paywallet.app and a person answers within a day.

    Does it cost anything?

    The app is free, and sending money to friends is free. Card payments abroad carry a 1% exchange fee, shown before you pay.

    How fast does money arrive?

    Between PayWallet users, instantly. To a bank account, usually within the hour on working days.

    What if I lose my phone?

    Sign in on the web or call us to freeze your card and sign out every device. Your money stays where it is.

    Is my money protected?

    Balances are held with partner banks in safeguarded accounts, separate from PayWallet's own money.

    Your wallet is waiting

    Free to download, and free to use for personal transfers.

    Scan with your phone

    Get PayWallet

    Scan with your phone's camera to download.